Pricing
We charge a slice of the value
we unlock.
No subscription. No monthly fee until a transaction closes. Operator is compensated only when a deal closes and you benefit.
Surety: 1-2% of incremental bonding capacity. Lender: 25-50bps of funded facility. M&A: 1% of transaction value at closing.
Deal economics by type
Concrete examples of how the fee works across each transaction type.
1-2% of incremental bonding capacity
A commercial HVAC contractor in Kapolei, HI had a $500K bonding line. After Operator's verified financials, the surety agent increased the line to $2M. Operator's fee is 1-2% of the incremental $1.5M unlocked. That is $15,000 to $30,000 on a deal that would not have happened otherwise.
25-50 basis points on the funded facility
A $3M SBA loan closes faster because Operator-verified DSCR removes one manual diligence round. Fee is 25-50 basis points on the $3M facility. That is $7,500 to $15,000. The lender saves a week of underwriting time.
1% of transaction value, capped at closing
A $4M acquisition closes at a higher multiple because the buyer trusted the verified financials. Operator earns 1% of the $4M transaction value at closing. That is $40,000. Nothing until the deal is done.
Zero until a deal closes
Connecting your financial sources and maintaining your verified record is free. There is no monthly subscription, no setup cost, and no fee for issuing counterparty tokens. Operator is paid only when a transaction closes and you benefit.
Why value-share?
Subscriptions misalign incentives. A vendor who charges monthly gets paid whether or not the deal closes. Operator only gets paid when the outcome is real. That makes us fight harder for every transaction.
Until a transaction closes, you owe nothing. Connecting your records is free.
Building your verified record and issuing counterparty tokens costs nothing.
Operator earns only when you win. We have no reason to drag out the process.
Common questions
What counts as a verified win?
A verified win is a closed transaction where Operator's data was presented to and accepted by the counterparty. For surety: bond issued or line increased. For lenders: loan funded. For M&A: acquisition closes.
What if the deal falls through?
You owe nothing. Operator only charges on successful outcomes. If the bond is denied, the loan is declined, or the acquisition collapses, there is no fee.
Is there any upfront cost?
No. Connecting your financial sources and maintaining your verified record is free. Operator earns only when a transaction closes.
How is the fee calculated for bonding?
Operator's fee is based on the incremental bonding capacity unlocked, not the total line. If your bonding line was already $500K and Operator helped increase it to $2M, the fee applies to the $1.5M increase.
Ready to get started?
Connect your financial sources and your verified record is ready in minutes. No cost until a transaction closes.